How to send and receive fiat money (EUR, USD)

Waves allows you to hold and transfer fiat money on its blockchain. This works through an established centralised Waves gateway: Euro/USD are sent to a user's personal deposit address Via SEPA transfer and after the deposit user receives a Euro/USD token (wEURO/wUSD) on the Waves blockchain. Every single wEURO/wUSD token is backed 1:1 with a real Euro/USD.

How to deposit Euro/USD

If your account is not yet verified and you want to do this. Open the Lite client, on the main page click on the DEPOSIT button in the EURO / USD sections, then a pop-up window will appear. There you will find detailed instructions:

Registration needed.png

After successful verification, instructions and deposit data will sends to the specified email address.

Warning. Confirmation email with status of verification and instructions with deposit data are always sends from [email protected] Be careful.

For EURO / USD withdrawals, your account must also be verified.

How to withdraw Euro/USD

If you've been verified and deposited with Euro or USD you can withdraw Euro or USD back to your bank account

To do so please make a SEND transaction to the Waves address -  

Fees are 1% from the amount transferred. The minimum amount is 100 Euro Bank transfer can take up to 3 working days

If you have any questions, please just send an email to: 

Warning: First you need to make at least one deposit to get access for withdrawals.

How to register in the Euro/USD gateways

The verification process is handled by IDnow service

First of all, you should verify that your country is eligible for verification and which document is needed. You will find all these information here.

Then click on your personal link.

A Website will open in your browser. Asking you to enter personal information.

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Enter the form with your ID information and submit it. After that, this page will open. you will have to choose between webcam or mobile app to make a face-to-face interview.

Idnow face2face.png

Once you have chosen and logged in you will have to wait that an Indow's collaborator takes you for a face-to-face. He will ask you some information about you and verify the authenticity of your ID documents.

You will need to have your ID with you during the interview.

once it's done you will have to enter a personal code send to you. And confirm the end of the interview.

And it's done, you will have to wait 2 or 3 days for the confirmation process to be completed.

You will be notified by e-mail when you will be eligible for Euro/USD gateway. It will be sent from [email protected] and looked like that:

E-mail confirmation


 IDnow 3P8Qhag*******************yKVdFH5hm


 [email protected]


You passed KYC&AML checks successfully and are eligible for making transfer to get EUROTOKEN or USDTOKEN at Waves Wallet.
To do so go to your (internet) bank and make a wire transfer from your personal bank account to the following bank accounts. 
For Euro transfers 
Beneficiary Bank: Fio bank
Beneficiary: CashTan Financial Services s.r.o.
Beneficiary bank address: Fio banka, a.s., V Celnici 1028/10, 117 21 Praha 1
Beneficiary account No.: 23**********80
IBAN: CZ94****************1191380
DETAILS OF PAYMENT: CNM-<your waves="" address="">
For USD transfers
Beneficiary Bank: Fio bank
Beneficiary: CashTan Financial Services s.r.o.
Beneficiary bank address: Fio banka, a.s., V Celnici 1028/10, 117 21 Praha 1
Account No.: 26*********82
IBAN: CZ7********************1382
DETAILS OF PAYMENT: CNM-<your waves="" address="">
1. You MUST fill in the payment details field with the following information: 
CNM-<your waves="" address="">. If you don't we can't credit your account.
Payment details: CNM-3P8QhagL*********************dFH5hm
2. You must use the same Waves address that you used to make KYC&ALM request. If you make a mistake or put a different Waves address we can't credit your account. 
Funds will be credited within 2-5 business days. 
Our KYC&AML compliance department might hold suspicious transactions for longer period as well as request additional documents proving sources of funds.
-- support
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Best regards,
Coinomat Support
Best regards,
Coinomat Support</your></pre></your></your>

Verify that your e-mail comes from the right source - [email protected] - and the object is IDnow <your Waves adress>.

If all is good, you can make a deposit following the step described in the email you just receive and above.